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Today is Mega Swagbucks Day! This means better odds of winning BIG Swag Bucks denominations up to 10,000 in one search! Simply search naturally (just like a google search) and with a little luck, you’ll be winning large bills starting at 20 Swag Bucks and up. is Free and is a great way to earn gift cards, electronics, household goods and much more! Sign-up for and start searching so you can win!

Manage your Finances: 4 Simple Money Saving Ideas

Money Saving Ideas

Guest Post by Sally Shaws

The ever-changing state of the financial markets is making life tough for the everyday person. It wasn’t always like this. When our parents and grandparents where young – pre 1980’s – the money you earned was the money you had and if you wanted more, you had to go out and make it. Then the 1980’s happened and living within your means became very unfashionable. Credit was the thing to have and today many families, couples and single people are caught in financial difficulties that seem to have no end. So, how do you manage your finances in this tumultuous world?

Live Below your Means

This is probably the most obvious piece of advice for those seeking financial health; don’t spend what you don’t have. It’s also one of the most ignored. Why is that?

We’re surrounded by advertising. It’s visual, aural, it’s done by our friends, as well as large corporations. Whether it’s the shirt on your friends back, an image on a billboard, or an offer broadcast on the radio, we have been conditioned to respond to advertising by going to buy something.

Buying stuff is really easy. Where are the shops? In the neighbourhood in which you live; they are on your computer/tablet/smartphone – they are in your pocket. So, it’s really easy to be tempted by something and think ‘I’ll put that on my credit card.’ Living within our means is tough when you are confronted with shiny, colourful, practical, yet beautiful items every minute of the day.

How do you combat this?

You have to make a firm commitment to staying within your earnings and not get seduced by the idea of a better home/TV/car/computer/holiday… whatever it might be that causes us to take out loans that sometimes we cannot repay.

Find Ways to Boost your Income

Putting your bank balance in the black, rather than the red will help you to feel like living within your means is possible. Taking a second job, or starting a part-time business can help increase your earnings over time.

Do you have a skill that could solve a problem for someone else? Can you build websites; fix things in the house; walk peoples dogs; shop for the elderly; help people understand how to use technology? These are just ideas. Look around your community and ask what can you do that will help someone else out and make you some cash?

Follow a Budget

Breakdown everything you need to live. Put it in a spreadsheet so that you can see what you need for food, accommodation, entertainment, etc, every month. Put the excess in another account. Separate the money you need for living and the money you have for luxuries. That way, when you’re faced with an item you really want to buy, or a trip you really want to take, the money you have saved can be used for that, rather than the money needed for everyday living.

Take Advantage of Sales and Coupons

This can be a lot of fun! Hunting through newspapers and magazines for coupons that give you money off a luxury item, or a favoured brand is really satisfying. You’re also practicing the same behaviours needed for saving. There are also several smartphone and tablet apps offering discount codes for clothing retailers, restaurants, even amusements parts and museums.

The Future

We don’t know what the future will hold financially. It could be a better job, your own business; something that leads to your success. Whatever you’re hoping for, good financial habits, while they’re not hip, will reduce your stress and free you up to concentrate on life.

Contributed by Sally Shaws, who is keen on money saving with special coupon and discount offers. She regularly blogs about money making ideas and is always looking for ways to boost your finances. She also writes about volunteering for medical trials as another means of raising income.

Earn Giftcards from Swagbucks

Swagbucks is a great online loyalty program where you can earn free stuff including gift cards and 1,000’s of products for doing the things you do every day, like searching web, playing games, watching videos, or taking surveys. There are absolutely no strings attached and you wont get email spammed.

Sign-up today because their 4th Birthday Celebration is happening on February 27th. To celebrate they’re giving out four $1000 prizes to their users.  New sign-ups can earn 140 SB to start when you use the promo code BIRTHDAYBASH12  Sign-up now!

My Endorse Starter Kit Arrived

My Endorse starter kit arrived today! I am so excited about this new program! How does saving 10% off many of your everyday purchases sound? Here is an overview of how the new Endorse program works:

1. Endorse your favorite brands and products and get access to unprecedented rewards. I suggest Endorsing SafewayTargetWalmart & BestBuy to start!

2. Shop at the stores  or buy the specific products you Endorse.

3. POP your receipts into the pre-paid mailer (like Netflix), stick it in the mail, and get your cash back. **You are automatically mailed 2 envelopes when you sign-up.

4. Invite your friends to follow your endorsements and POP, they’ll earn 10% cash back too. If 5 followers POP your endorsement, you’ll get the endorsed product or entire store purchase for FREE.

A Few Notes/Tips

  • Endorse works through a Facebook app so you must have a Facebook account.
  • The 10% cash back is after coupons & tax.
  • The “Five & Free” program will give you back  an average of what your friends spent. So if you spend $500 and each of your 5 friends spend $10, you will only get $10 not $500.
  • You can only earn cash back on purchases after you “endorse” them.
  • As of right now there is no limit to the amount of cash back or the amount of “five & free” earnings you can receive.
  • You will receive a check in the mail after you have earned $25 in rewards.
Sign-up for Endorse Now! You can also head over to read their FAQ’s.

Endorse Recommendations

Here is a list of the top restaurants, grocery stores, and gas stations in Grand Junction that you can Endorse and earn 10% cash back. Read How Endorse Works Here.

Grocery/Drug Stores

Retail Stores
Victoria’s Secret
Home Depot

Olive Garden

Gas Stations

Southwest Airlines
Regal Cinemas

Read How Endorse Works and what you have to do to get 10% cash back.

FREE Swag Codes

Search & Win

On Monday (10/3) Swagbucks will be release multiple codes throughout the day – 60 Swag Bucks worth of codes in total, in fact – and the fun kicks off at 6am with a code on Twitter, so go ahead and follow us now so you’re ready to go! Some of the codes will be easy to get, and some will require some work, so be sure to bring your thinking caps with you!

If you are not yet signed up with Swagbucks do it now, so you are ready to go on Monday. This is a great way to earn gift cards to your favorite place!

Logical Media is Hiring

Want to stay at home and still have a job with a solid income? Become a Logical Media sales rep. This position will involve identifying and recruiting new advertisers to Logical Media by introducing them to the cost efficient and targeted results driven Logical Media way. The successful applicant will be expected to identify and contact potential new advertisers and negotiate budgets to help drive our business forward. For more information or to apply visit

Earn Rewards with Swagbucks

I have been a long time fan of SwagBucks!  It is a loyalty program where you can earn free stuff including 1,000’s of products for doing the things you do everyday. One way that you can earn points is by surfing the web, which I am sure you do already.  Why not earn rewards for doing so?  My goal is to earn enough points to get a few giftcards to use a Christmas Presents.

Head on over and get signed up for Swagbucks, what have you got to lose?!